A Youth’s Struggle: Medical Chaos

Whilst on my trip to the US with Mom last month I ended up in a hospital twice during the same week for two completely separate incidents. The second a life-threatening allergic reaction to something. Today Cigna on behalf of my BNZ travel insurance that is included with my credit card, told me that they will NOT be covering the cost of these incidents… For what reason?

In their lengthy legal policy documents they have one line that states: “You are not eligible for cover under this policy if one of the reasons for the overseas travel is to engage in business and/or work-related activities.”

They in their rejection email showed evidence from my social media providing proof that I was doing business while on this trip.

So as a result of not being made aware that the insurance I had was NOT VALID if I do ANY business related work whilst on the trip, I am now going to face huge bills that are likely to be upwards of $30,000 – $50,000 if not a lot more due to the scans and other costs that are involved in the American medical system.

Companies are out to make money, to incentivize you to get their credit cards to use their insurance. But when push comes to shove they’ll jump at the first chance they can to use something in their legal documents to stop them from having to help.

This is what they’re doing to a 21-year-old who deals with severe mental health issues (that they will be well aware of after reading through all my medical documents that I had to authorise them to access).

Thanks BNZ and Cigna. Glad there is some humanity in the way you guys work.

A Writer’s Thoughts: 13 Reasons Why

13 Reasons Why remains to be my favourite novel. It was a book that I connected with on so many levels. And if I hadn’t of been so busy this year, I would have been traveling to meet Jay Asher himself. Unfortunately, my excitement for 13 Reasons Why being released on Netflix, was rather quickly destroyed when I started to view it. It’s an age old saying, the book was better than the movie. I was prepared for that. But that’s almost an understatement in this situation. Netflix has caused an outrage amongst many. News outlets have been posting about how many people are being affected by this on various levels. And this is not referring to a positive impact. But rather, in ways that are causing ones to become very distraught, anxious and low and behold… Depressed.

Quite frankly, the Netflix series is delivering this story in the wrong way. They are presenting the show in an unhealthy manner. It pushes a stereo type of this severe problem that is impacting millions of young adults around the world. They graphically show Hannah Baker’s suicide on screen. The book, does not do this. The Washington Post stated that “the show deviates from the book”, and that is most definitely true. An actor in the show stated that making audiences “past uncomfortable was a very deliberate decision.” They thought this would “show the ugliness and not use these events and issues as plot devices or romanticize them.” But instead they are causing the world to mock mental health and make people view suicide attempts and depression as ways to seek attention.

In my opinion. You don’t need to show a suicide attempt on screen. It’s freaking obvious what’s going to happen. And can have even more of an impact by getting people to think about it, rather than see it. Instead, this only causes problems and distress. And it does NOT help the cause of raising awareness for this issue.

– Michael Topschij.